As an employee working in #Georgia, you should learn the specific rules that govern the workers’ compensation system. Georgia’s Workers’ Compensation Law mandates dozens of rules that employers and employees must obey to fulfill the requirements of this insurance system. Obeying the rules is necessary to avoid hurting your chances of receiving compensation. Skipping a step or ignoring a provision of the law can result in the insurance company denying your claim. Some of these rules are as follows:
Employees must report workplace accidents to employers immediately, either in person or through an agent, representative, supervisor, or foreman of the employer. An employee may lose the right to workers’ compensation if he or she does not report the accident within 30 days of its occurrence.
Your employer must post information regarding the workers’ comp program and a minimum of six doctors employees may choose from after a workplace injury. Going to a doctor that your employer does not approve of can result in the workers’ compensation system denying your claim, or requesting a second medical opinion.
A participating healthcare provider must give an initial evaluation within 24 hours after the employee requests treatment for a work-related injury. If the employee already received treatment by a provider not on the list, the employee must undergo another evaluation by an accepted provider within five working days.
Compensation for injuries must include payment for salary or hourly pay, tips, and the value of housing or food the employer furnishes. There are several methods of computation the insurance company may use when calculating disability benefits. The final amount will depend on the disability rating and income.
An employee can receive workers’ compensation and Social Security Disability benefits at the same time. However, the fact that you’re receiving workers’ comp benefits may reduce the amount the Social Security Administration determines you need.
If an employee doesn’t receive benefits through workers’ compensation, he or she has one year from the date of the accident to file a claim. This process begins with Form WC-14, which requests claim information and any hearing or mediation issues. Filing this form can protect your right to compensation through the State Board. Your employer should be able to answer any questions you may have about the workers’ compensation filing process.
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If you are not receiving the help you need and are entitled to, it is wise to seek legal help from an experienced Georgia workers' compensation attorney. You can contact Kaufman Law with any questions.